Best payment gateways for small businesses (2025 edition)

Business

1. Valor PayTech
Best for: Small businesses looking for a unified commerce experience

Pros: All-in-one platform, fast onboarding, user-friendly interface, strong customer support

Cons: Primarily available through authorized partners

Why it stands out: Valor PayTech offers a full suite of payment solutions – online, in-store, and mobile. With built-in features like real-time reporting, seamless integrations, and consistent user experience across channels, it’s built for businesses ready to scale without the tech headaches. Plus, its commitment to secure, PCI-compliant processing gives small businesses the peace of mind they need.

2. Stripe
Best for: Online businesses and developers.

Pros: Highly customizable, scalable, and equipped with rich APIs.

Cons: May be complex for non-technical users.

3. Square
Best for: Businesses operating both online and in physical locations.

Pros: Integrated POS and payment gateway and user-friendly interface.

Cons: Limited customization options.

3. Authorize.Net
Best for: Traditional small businesses seeking reliable online payment processing.

Pros: Advanced fraud tools, solid customer support, and easy integration with numerous payment solutions.

Cons: Monthly fees and a complex fee structure.

5. Shopify Payments
Best for: Businesses already using the Shopify platform.

Pros: Seamless integration with Shopify stores and no additional transaction fees when used exclusively.

Cons: Limited to Shopify platform.

6. Adyen
Best for: Businesses aiming for international expansion.

Pros: Multi-currency support, enterprise-level reliability, and advanced data insights.

Cons: May have a higher barrier to entry for small businesses.

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